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Page Reviewed / Updated – January 13, 2024
The largest city in Maine, Portland is a charming seaside town popular with retirees. Despite high overall living costs, locals can benefit from affordable health care and transportation costs. While some forms of retirement income are taxed in Maine, Social Security and military benefits are tax-exempt. There is also no local sales tax, which can help with everyday expenses.
In terms of senior care, assisted living in Portland costs an average of $4,493 per month, which is much lower than the state median ($5,609) and comparable to the national average ($4,459).
This guide provides an overview of assisted living in Portland, including information about costs, some helpful resources and a list of the top 10 facilities in the city.
The Cost of Assisted Living in Portland, ME
When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in Portland and in 6 other cities in Maine.
Inflation & the Cost of Assisted Living in Portland, ME
Care costs in Portland have been significantly impacted by inflation. From $4,101 in 2022 to $4,493 in 2023, costs jumped by nearly 10%, consistent with the national increase (10%). While inflation also impacted other cities across Maine, the state median only rose by 2%. However, Portland’s average costs are over $1,000 lower than the state average.
Senior living rates continue to rise. Costs in Portland are projected to reach $4,839 by 2024, which is higher than the estimated costs for Auburn and Kennebunk, yet lower than South Portland. Through advanced planning and careful budgeting, seniors can stay on top of these rising costs.
Location |
2022 Cost (Historical) |
2023 Cost (Current) |
2024 Cost (Estimated) |
Portland |
$4,101 |
$4,493 |
$4,839 |
U.S. Average |
$4,070 |
$4,459 |
$4,802 |
Maine |
$5,513 |
$5,609 |
$5,855 |
Auburn |
$4,012 |
$4,395 |
$4,733 |
South Portland |
$5,061 |
$5,545 |
$5,972 |
Kennebunk |
$3,498 |
$3,832 |
$4,127 |
The Cost of Other Types of Care in Portland, ME
There are other senior living options to explore when making decisions about long-term care. Independent living can be a budget-friendly option for self-sufficient seniors, as it sees the lowest monthly costs at $2,866. Assisted living costs are higher ($4,493), but they include personalized daily assistance with personal care tasks. Memory care costs are higher than assisted living ($4,832). While it also includes daily assistance, the care and programming provided are enhanced for seniors with dementia.
Care Type |
Cost |
Assisted Living |
$4,493 |
Memory Care |
$4,832 |
Independent Living |
$2,886 |
Financial Assistance for Assisted Living in Portland, ME
Other Ways To Pay for Assisted Living in Portland, ME
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in Maine.
Rules and Regulations for Assisted Living Facilities in Portland, ME
Assisted Living Communities in Portland are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
The 10 Best Assisted Living Facilities in Portland, ME
75 State Street
75 State Street is located in the heart of the historic West End neighborhood with nearby access to some of the best hospitals in the city and some top-notch eateries and entertainment options. An entire city block is dedicated to everything seniors might need including a library, computer center, movie theater and general store on the premises. Meals are served in one of two dining rooms with tableside service and a rotating menu full of locally sourced foods. This community makes our top 10 list for its focus on an active, urban lifestyle and comprehensive concierge services.
Features
- All-inclusive pricing that is available with month-to-month lease terms
- Chef prepared meals and desserts available in both regular and sugar-free versions
The Osher Inn
At the Osher Inn, each studio and one-bedroom apartment comes equipped with a private bath and kitchenette, where seniors can prepare their own meals or entertain a visitor. The dining room serves three meals per day, with menus that change with the seasons. Fresh seafood, meat and produce are menu pantry staples. The day spa and fitness room help residents stay in shape and ready for the activities that fill up The Osher Inn calendar. The facility makes our top 10 list for its seamless blend of assistive services and independence.
Features
- Personal support assistance is available 24/7
- The robust activities calendar includes events like social clubs, fitness classes and local outings
Birchwoods at Canco Assisted Living
Located near Route 302 and plenty of shopping, Birchwoods at Canco Assisted Living offers a variety of services delivered to residents of the studio, one- and two-bedroom apartments available. Each apartment comes with three chef-prepared meals served daily, a full calendar of events and activities, all utilities and weekly housekeeping services. Communal spaces make a great place to entertain friends and family, and outings are planned regularly and include local and foreign destinations.
Features
- A la carte services available including medication management and continence assistance
- Private apartments include full baths and kitchens or kitchenettes
Bay Square at Yarmouth
Bay Square at Yarmouth is an assisted living community that offers 24-hour assistance with daily living while helping seniors preserve their independence. Both memory and respite care are available, along with a full calendar of events that includes fitness classes, bingo games, crafts and discussions about the latest TED Talks. Seniors benefit from one-on-one companionship while shopping or visiting family.
Features
- Extensive paved walking paths onsite
- Plenty of parking for both residents and visitors
The Enclave of Scarborough
Located just seven miles south of Portland, The Enclave of Scarborough has serene grounds as well as a social cafe, library, media lounge, spa, and fitness center. Regular outings take seniors into the heart of the city for shopping, exploration and entertainment. Basic cable and full-service dining are covered in the rent. The Enclave of Scarborough makes our top 10 list for its combination of rural and urban living.
Features
- Weekly housekeeping and linen service included with rent
- 24/7 nursing care available onsite
Gorham House
Gorham House is a full-service assisted living community in Gorham, Maine. It offers a suite of care options that range from independent living through full-charge nursing care. The activities calendar is full of fun and developed with input from residents. Nursing care is available 24/7 from licensed LPNs and RNs. Gorham House makes our top 10 because the community also features a pre-school onsite that allows seniors and youngsters to celebrate life and work together on creative endeavors.
Features
- One-bedroom apartments are available in different layouts and all come with a private bath and kitchenette
- The facility works with a senior's primary care physician to coordinate care
Avita of Stroudwater
Avita of Stroudwater, an assisted living facility just outside of Portland, Maine, offers a variety of fun and engaging activities ranging from volleyball in the ballroom to live concerts. Seniors are encouraged to pursue creative hobbies like flower arranging or crafts, and visits from friends and family are always welcome. The staff is on-hand round the clock to help with daily activities or planning a trip. Both private and semi-private rooms are available.
Features
- Weekly housekeeping, laundry and linen service provided
- Three meals prepared with fresh and local ingredients whenever possible
Scarborough Terrace
At Scarborough Terrace, the menu is full of inviting options, residents have a choice of selections for mealtimes and snacks are always available. The game room, movie theatre, spacious common areas and outdoor gardens make relaxing at home an enticing prospect. For seniors who like to go out, the Scarborough Terrace staff schedules regular outings and activities, using personalized wellness plans to guide the calendar. With amenities like a lobster night on the menu, Scarborough Terrace makes it onto our top 10 list.
Features
- Private rooms and apartments come with call systems to notify staff of assistance requests
- Concierge and transportation services available
Freeport Place
Freeport Place is an assisted living community located north of Portland and just off of I-295. Downtown Freeport is full of local shopping options and exceptional New England restaurants, while everything Portland has to offer is just minutes away. Spacious common areas offer residents places to curl up with a good book or meet with friends and family. Guests are welcome at mealtimes, making dining a delicious and social experience.
Features
- Extensive activities program includes social, recreational and musical experiences
- Onsite beauty salon and podiatry services
Foreside Harbor
The beautiful waters of the Casco Bay provide a serene background for life at Foreside Harbor, an assisted living community just outside of Portland. The facility overlooks towering trees. While regular outings for shopping and dining appear on the activities calendar, many residents prefer to enjoy the community at home, where poetry readings, fitness classes and other fun is going on. Restaurant-style dining and room service are both available, along with indoor and outdoor seating.
Features
- Elevator service for safe transport between floors
- Emergency calls systems installed in all bedrooms and bathrooms