Assisted living facilities primarily help residents with non-medical needs. Although minor and infrequent medical services, such as first-aid for a wound, can sometimes be met on-site by nurses. These communities may sometimes also be called ALFs, residential care facilities, retirement homes, or long-term care facilities.
The financial options available to help pay for senior care is dependent on, among other things, the type of care that is required. If you are just beginning the research process on how to pay for long-term care, it is helpful to have an idea about the type of care you or your loved one currently requires, as well as to anticipate future needs. In addition, it is important to be familiar with the associated eldercare terminology.
Can using home care technology help your family save money caring for an aging loved one? The answer is most certainly “Yes”. Our goal is not to provide a comprehensive list, but rather to make sense of those that are available on the market today and can reduce the care hours required by elderly persons. As such, they can reduce a family’s out-of-pocket care costs or reduce the hours they spend providing care themselves.
Medicare Advantage (Part C), a privately offered alternative to Original Medicare (Parts A and B), has grown in popularity over the years. Despite the growing popularity of Medicare Advantage, some seniors face obstacles that prevent them from truly understanding how it works and who it benefits. Common mistakes about Medicare Advantage include misunderstanding its differences from Original Medicare, getting it confused with other forms of private Medicare insurance (like Medigap or Part D), or not understanding how to look up or evaluate plans.
Dedicated to Providing Seniors the Financial Resources They Need for Monetary and Physical Well-Being
PayingforSeniorCare.com strives to be the most complete, up-to-date, and reliable source of simple and easy-to-access information about financial resources for seniors and their loved ones on the internet. To accomplish that, the Eldercare Financial Assistance Locator tool was created, and comprehensive resources are continually being added and updated for those in every state in the nation. The site is owned and operated by Caring, LLC, a leading senior care referral service.
PayingforSeniorCare.com’s History
PayingforSeniorCare.com has it’s earliest roots in The American Elder Care Research Organization. This organization was established in 2007 as a result of the founders’ personal experience navigating the maze of program eligibility requirements, and eventually assembling the myriad pieces of the puzzle to create a suitable financial plan for a loved one.
Carol Guerrero, an attorney specializing in estate planning and other legal issues of seniors, and Alex Guerrero, a website developer, drew from the expertise of other immediate family members (in medicine, law, and research) combining their experience and skills to create the PayingforSeniorCare.com website.
Since the website was launched in 2008 it has helped thousands of families to find the care required for their loved ones to age with comfort and dignity, and to assist their families in finding the financial resources to make it possible. In 2018, Caring, LLC acquired PayingforSeniorCare.com.
PayingforSeniorCare.com’s Future
PayingforSeniorCare.com is continually innovating in order to provide the best possible experience for seniors and their loved ones as they search for the right type of senior care and the financial assistance needed to make it a reality. When our tools and resources help seniors complete the process of finding senior care, the site makes a small referral fee from the senior care providers.
PayingforSeniorCare.com’s Team
PayingforSeniorCare.com’s team is made up of senior care experts, editors, writers, and researchers devoted to finding the most accurate, relevant information and making it understandable and accessible for seniors and their loved ones.
Founder of Care Connect of Hampton Roads, Christina Drumm-Boyd is a Certified Senior Advisor (CSA) and Geriatric Care Manager (GCM) who is passionate about seniors and their families. Along with her staff, Christina works hands-on with each client to find the best solutions for the challenges that often come with aging.
Joshua Iversen, President of Syzygy Financial LLC, is an IAR and senior planning specialist (SPS) who focuses on helping seniors deal with all financial and healthcare aspects of the senior experience, including Social Security claiming strategies, Medicare, MediGap, long-term care, and overall financial planning strategy. He has over 30 years of experience in the financial services industry.
Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.
Laura Larimer has been writing professionally for over a year, lending her voice to publications like PayingforSeniorCare.com, Caring.com, Help.org, and more. She specializing in writing articles on topics that affect the elderly and disabled, but Laura has also provided writing and editing support for the production of pre-K educational materials like activity booklets.
Ellis Jackson
Ellis Jackson is a freelance writer, editor, and marketer based in New England. He graduated from the University of Massachusetts Amherst, where he studied resource economics. When not writing, he enjoys reading, music, drawing, nature, horror films, and wintry weather.
Brook Jillings is a witty and intuitive content creator with a gift for clear communication and writing copy with personality. She specializes in organic, SEO-optimized content that allows amateur enthusiasts to connect with and understand expert concepts. When she isn’t writing, Brook unwinds by enjoying time with her loving family, their sassy English bulldog and their overweight, blind cat.
Bridget Coila has a degree in Cell Biology and over 20 years of experience as a freelance writer specializing in medical and healthcare topics. Her work has appeared online and in print magazines, including pieces in Self, Fitness Rx, and MedEsthetics. She currently lives in New Orleans with her fiance, son and two cats.
Lauren Thomas
Lauren Thomas is an insurance, travel and healthcare writer who resides in the Midwest. She has a bachelor’s degree in interdisciplinary studies with concentrations in business and psychology, and she has nearly a decade of freelance writing experience. When away from the keyboard, Lauren enjoys hiking, reading and spending time with her family.
Moira K. McGhee’s love of writing started in the 3rd grade and led her to a professional writing career. Since 1999, she’s written 1,000s of articles that have been published in a wide variety of publications, including the award-winning Hobby Farms magazine. From agriculture to medical topics, her insatiable thirst for knowledge allows her to write on nearly every subject.
Richard Stockton
Richard Stockton is a writer with several years’ experience working with patients in healthcare settings. He mostly writes about science, health issues and history. Drawing on a diverse educational background that stretches from training in web development and database management to pre-hospital care and even woodland firefighting, he has written for publications that focus on business, culture and the law.
Elizabeth Skewes
Liz Skewes is a health and wellness writer for PayingforSeniorCare.com, Caring.com, and other reputable outlets. She aims to help caregivers and elders find the resources they need to simplify their lives.
Julia Aas is a freelance writer and small business founder experienced in crafting everything from ad copy to blog posts. With roots in local journalism, she believes in digging deep to find the information that truly matters to readers. Julia holds a dual Bachelor’s degree in English and Philosophy, and considers herself a lifelong student.
Deidre Sommerer, LPN, MS, CMC, CDP
Deidre has worked in the healthcare field for over 35 years and specializes in Geriatrics. Deidre is a nurse who holds a certification from the National Academy of Certified Care Managers and is a Certified Dementia Practitioner. She has worked across all healthcare settings, with a concentration on the community and helping older and disabled adults age in place. She has worked on NIH grant-funded program evaluation projects and considers herself a life-long learner. Deidre is a valued team member at The Hartford HealthCare Center for Healthy Aging in Hartford, CT.
Dr. Brindusa Vanta is a health care professional, researcher, and an experienced medical writer (2000+ articles published online and several medical ebooks). She received her MD degree from “Iuliu Hatieganu” University of Medicine, Romania, and her HD diploma from OCHM – Toronto, Canada.
Angelo Musumeci
Angelo Musumeci is a Resource Coordinator for The Hartford HealthCare Center for Healthy Aging Windham Hospital office. He provides in-home assessments, connections to services and assists with long-range planning. In times of stress, navigating the healthcare and social systems can be overwhelming. Angelo helps guide people through this complicated maze. Angelo is committed and compassionate about helping individuals and their families. He is experienced in care planning and developing individualized care strategies to promote safety and improve quality of life.
Seana Kenefick
Seana Kenefick is a Resource Coordinator for the Center for Healthy Aging in Hartford, CT, who provides in-home assessments, connections to services and assists with long-range planning. In times of stress, navigating the healthcare and social systems can be overwhelming. Seana helps guide people through this complicated maze. Seana is committed and compassionate about helping individuals and their families. She is a strong advocate and experienced in connections to community resources, state programs and CHOICES counseling.
Jennifer McCaughey
Jennifer McCaughey is a Resource Coordinator at The Hartford HealthCare Center for Healthy Aging who provides in-home assessments, connections to services and assists with long-range planning. In times of stress, navigating the healthcare and social systems can be overwhelming. Jennifer helps guide people through this complicated maze. Jennifer is committed and compassionate about helping individuals and their families. She is experienced in working with individuals with movement disorders as well as the needs of seniors.
