Get Pricing & Availability for Assisted Living in Nashville, TN
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Page Reviewed / Updated – January 10, 2024
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Commonly known as Music City, Nashville is a vibrant destination where seniors can enjoy a retirement steeped in culture. One of the most tax-friendly states for retirees, it’s also an economic choice. As there’s no income tax in Tennessee, seniors can retain all income generated from retirement accounts, pensions and Social Security benefits.
This may help balance out the city’s high cost of living and above-average senior care rates. Assisted living in Nashville costs an average of $4,925 per month, which is higher than both the state median ($4,201) and the U.S. national average ($4,459).
This guide contains more information about long-term costs and local support resources. It also includes a list of the top assisted living facilities in Nashville.
The Cost of Assisted Living in Nashville, TN
When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in Nashville and in 32 other cities in Tennessee.
Inflation & the Cost of Assisted Living in Nashville, TN
Just like in the average American city, assisted living costs in Nashville rose almost 10% between 2022 and 2023 as a result of inflation ($4,495 to $4,925). Fortunately, the city was less impacted than the state as a whole, which saw a 24.5% increase during this time. Rates in Knoxville, Chattanooga and Memphis saw similar cost increases to Nashville.
With rates predicted to rise again in 2024, seniors in Nashville need to be diligent in budgeting for senior care. At $5,304, local costs will be higher than the projected rates for other large cities, such as Knoxville ($4,645) and Memphis ($4,432).
Location |
2022 Cost (Historical) |
2023 Cost (Current) |
2024 Cost (Estimated) |
Nashville |
$4,495 |
$4,925 |
$5,304 |
U.S. Average |
$4,070 |
$4,459 |
>$4,802 |
Tennessee |
$3,383 |
$4,201 |
$4,543 |
Knoxville |
$3,937 |
$4,313 |
$4,645 |
Memphis |
$3,756 |
$4,115 |
$4,432 |
Chattanooga |
$3,559 |
$3,899 |
$4,199 |
The Cost of Other Types of Care in Nashville, TN
Senior living costs across Nashville vary based on a number of factors, including a facility’s amenities, accommodations and the scope of care provided. Independent living is designed for seniors who want a high level of autonomy, making it the least expensive option at $2,078. Costs for assisted living are higher at $4,925 to account for the daily care services it includes. Memory care offers more specialized care and sees slightly higher costs at $5,050.
Care Type |
Cost |
Assisted Living |
$4,925 |
Memory Care |
$5,050 |
Independent Living |
$2,078 |
Financial Assistance for Assisted Living in Nashville, TN
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Other Ways To Pay for Assisted Living in Nashville, TN
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in Tennessee.
Free Resources for Seniors in Nashville, TN
Multiple resources in Nashville are available to help seniors cut costs and receive assistance while they focus on enjoying life in an assisted living community within the city. The following are some resources Nashville’s seniors may find useful.
Resource |
Contact |
Service |
FiftyForward Senior Centers | (615) 743-3400 | FiftyForward Senior Centers offer a variety of resources for those 50+. There are currently four locations in Nashville: Donelson Station, Bordeaux, J.L. Turner and Knowles. Virtual and in-person programs are available. Specific programs vary by location but may include options such as exercise, art classes and music. |
U.S. Department of Veterans Affairs- Nashville Vet Center | (615) 883-2333 | Located on McGavock Pike in Nashville, The U.S. Department of Veterans Affairs Nashville Vet Office provides services 5 days a week. Several types of services are available at this location, including telehealth visits and counseling. |
YMCA of Middle Tennessee |
(865) 524-2786 |
The YMCA of Middle Tennessee offers “Active Older Adult” (AOA) classes that seniors may enjoy. Classes include options such as yoga, strength and dance. Schedules vary between locations. |
Osher Lifelong Learning Institute (OLLI) at Vanderbilt University |
(615) 343-0700 |
Geared to adults 50+, OLLI at Vanderbilt University provides (non-credit) educational options. Classes vary from nutrition to music. Registration is required to participate at OLLI. |
Rules and Regulations for Assisted Living Facilities in Nashville, TN
Assisted Living Communities in Nashville are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
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