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Page Reviewed / Updated – January 11, 2024
Charlotte is a relatively senior-friendly city, and many retirees appreciate the city’s slightly-below-average cost of living. The critical expense categories of health care, groceries and transportation also fall below average, making it easier for seniors to balance their budgets. North Carolina offers tax benefits for seniors, too, including a tax exemption on Social Security.
Assisted living in Charlotte runs about $4,650 per month, which is slightly higher than the national average of $4,459 but lower than the North Carolina average of $4,828. North Carolina offers financial assistance programs, including Medicaid waivers, that can help seniors cover assisted living costs.
This guide presents more information about assisted living in Charlotte, resources available for seniors and top assisted living communities.
The Cost of Assisted Living in Charlotte, NC
When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in Charlotte and in 48 other cities in North Carolina.
Inflation & the Cost of Assisted Living in Charlotte, NC
From 2022 to 2023, assisted living costs in Charlotte have risen by nearly 10%, a figure that mirrors the inflation in the national average. North Carolina’s assisted living prices, however, have gone up by about 18%. While North Carolina’s rates are projected to drop slightly in 2024, Charlotte’s prices are set to rise again by another 8%.
This means that Charlotte’s seniors have to plan carefully to pay for their care costs. Other North Carolina cities are also experiencing cost increases. Raleigh, Chapel Hill and Winston-Salem have all seen jumps of about 10% from 2022 to 2023.
Location |
2022 Cost (Historical) |
2023 Cost (Current) |
2024 Cost (Estimated) |
Charlotte |
$4,244 |
$4,650 |
$5,008 |
U.S. Average |
$4,070 |
$4,459 |
$4,802 |
North Carolina |
$4,088 |
$4,828 |
$4,803 |
Raleigh |
$3,523 |
$3,860 |
$4,157 |
Chapel Hill |
$6,694 |
$7,334 |
$7,898 |
Winston-Salem |
$4,405 |
$4,826 |
$5,197 |
The Cost of Other Types of Care in Charlotte, NC
Senior care costs in Charlotte are largely based on the level of service provided. Independent living is least expensive at an average of $2,824 per month, but it also offers the least amount of care. Assisted living provides help with daily living activities, medication and housekeeping, and it costs about $4,650. Memory care is most expensive at $6,224, but it provides more comprehensive care and guidance for people with memory loss.
Care Type |
Cost |
Assisted Living |
$4,650 |
Memory Care |
$6,224 |
Independent Living |
$2,824 |
Financial Assistance for Assisted Living in Charlotte, NC
Other Ways to Pay for Assisted Living in Charlotte, NC
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in North Carolina.
Rules and Regulations for Assisted Living Facilities in Charlotte, NC
Assisted Living Communities in Charlotte are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
The 10 Best Assisted Living Facilities in Charlotte, NC
Brighton Gardens of Charlotte
A designated care manager at Brighton Gardens of Charlotte works with each senior to create an individualized service plan to ensure their needs and preferences are met. Residents' health is monitored through monthly wellness visits by a licensed nurse, and trained staff members are on hand 24 hours a day to lend support with daily tasks and personal care. Housekeeping, trash removal and laundry are completed on a weekly schedule. Seniors and their peers gather three times a day in an elegantly decorated dining room for delicious meals and snacks prepared by a trained chef.
Features
- Daily activities and events led by dedicated staff members
- Resident cat and dog
Brookdale Charlotte East
Brookdale Charlotte East is a resort-style senior living community with independent living and assisted living apartments. It earned a spot on our top 10 list due to the many on-site conveniences that let residents complete errands without leaving the campus, such as a general store, pharmacy, salon, therapy room and wellness center. Floor plans are spacious, with plenty of storage space and private bathrooms. Guest suites are available for visiting family members, and a concierge service help seniors to plan and track their daily activity and fitness schedules. Common areas feature comfortable furnishings and natural lighting to encourage social interaction.
Features
- Electronic security system with keypad entry
- Landscaped grounds, walking paths and an outdoor courtyard
Summit Place of South Park
Summit Place of Southpark strives to ease the burden of daily tasks on seniors through its 24-hour personal assistance and comfortable maintenance-free apartments. Nurses are on hand around-the-clock to monitor residents' health and deal with sudden issues, and in-house therapy, rehabilitation services and doctor visits are available. Transportation can be scheduled for off-site errands and appointments, and daily activity plans ensure residents have plenty to do within the community. Nutritious meals designed by a celebrity chef are served in the formal dining room, and the anytime dining options allow seniors to choose their own meal schedule.
Features
- On-site beauty and barber shop services
- Pet therapy
Brookdale Carriage Club Providence
As a continuing care retirement community, Brookdale Carriage Club Providence allows seniors to age in place. Its lakeside campus covers 40 acres and features landscaped walking trails, gardens, patios and a covered front porch, which make it easy for residents to enjoy times of leisure. A fitness center and outdoor pool help encourage physical fitness, and activities and community events are scheduled each day to nurture mental and social wellness. Chef-prepared meals are served three times a day in a formal dining room, and residents can gather for snacks, beverages and conversation in a cozy cafe.
Features
- Putting green and stocked fishing pond
- Electronic security and emergency alert systems
Charlotte Square
Charlotte Square enhances the comfort and safety of seniors through carefully designed apartments and services. A 24-hour support staff and emergency call buttons ensure help can be quickly accessed when needed, and wall-to-wall carpeting and individual climate controls add an inviting feel to the private residences. Transportation and beauty treatments are available for convenience, and on-site religious services let seniors grow in their faith with other members of the community. Regular activities and fitness programs promote physical and mental engagement, and a furnished outdoor courtyard and walking path allow residents to read a book, mingle with friends or stretch their legs in the fresh air.
Features
- Fireplace with cozy sitting area
- Restaurant-style dining room and bistro
Elmcroft of Little Avenue
Elmcroft of Little Avenue creates a safe environment for seniors to age in place through a combination of assisted living and memory care services. Residents are provided with 24-hour support and supervision for their daily personal and medical needs, and respite stays and third-party health care providers are available upon request. Elmcroft was included in our top 10 list because of the number and diversity of its signature programs, which enrich the lives of seniors by focusing on key areas, such as health, nutrition and emotional wellness.
Features
- Resident-inspired menus and themed parties
- On-site therapy services
Aldersgate
Situated on a 231-acre landscaped property, Aldergate offers seniors plenty of opportunities to explore nature firsthand. Walking trails let residents to go for a stroll through the wooded campus, and gardening enthusiasts can roll up their sleeves and grow favorite plants in the community garden. Other on-site amenities include a bank, wellness clinic, therapeutic pool, library and computer lab, and residents are invited to join in the frequent activities and events planned by the management. As a continuing care retirement community, Aldergate features tiered service options, including skilled nursing, memory care and short-term rehabilitation.
Features
- Multiple housing neighborhoods
- Formal dining hall and pub
Brookdale South Charlotte
Brookdale South Charlotte helps seniors in need of extra support to remain active and independent through professional assisted living services. A carefully trained staff and emergency response system provides around the clock safety and monitoring, and a concierge service is in place to provide friendly reminders to the scheduled activities and events each day. Seniors can enjoy relaxing outdoors on a comfortably furnished courtyard and porch or go for walks around the landscaped grounds and gardens. A piano is available for live musical entertainment, and residents can enjoy meals and snacks in a formal dining space and casual cafe bistro.
Features
- Campus-wide wireless internet access
- Ice cream parlor
The Crossings at Steele Creek
The Crossings at Steele Creek follows a holistic approach to senior care services that focuses on individual needs and preferences. Housekeeping, laundry and meals are included in the monthly services so that residents can relax worry-free, and transportation is provided to off-site appointments and errands. Gracious staff members help seniors complete daily personal care tasks in a dignified manner, and medication reminders can be scheduled as needed.
Features
- State-of-the-art facilities
- Homelike atmosphere
The Laurels & The Haven in Highland Creek
The Laurels & The Haven in Highland Creek offers a wide range of assisted living services, including memory care and on-site rehabilitation. All-day dining, special dietary menus and restaurant-style service make meal times a luxury, and residents can choose to eat in either a formal or casual dining space. Community areas, such as a resident-accessible garden, woodworking shop and game room, let residents pursue their favorite hobbies, and the regular events and programming help seniors explore new activities and form friendships with other community members.
Features
- Intergenerational programs
- Nurses on-site 24/7