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Page Reviewed / Updated – January 13, 2024
Set along Florida’s Gulf Coast, Port Charlotte offers both a vibrant and affordable retirement lifestyle. The overall cost of living is roughly 12% lower than the national average and nearly 15% below the state median. As there’s no income tax in Florida, seniors can retain any income generated from retirement accounts. This can be incredibly beneficial for individuals who are planning for long-term care.
Senior care is also very affordable. At $3,548 per month, assisted living costs in Port Charlotte are lower than both the Florida median ($4,067) and the national average ($4,459).
This guide features more information about the cost of assisted living in Port Charlotte, along with a list of free and low-cost services that offer senior assistance.
The Cost of Assisted Living in Port Charlotte, FL
When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in Port Charlotte and in 128 other cities in Florida.
Inflation & the Cost of Assisted Living in Port Charlotte, FL
Port Charlotte has seen a dramatic increase in the cost of assisted living. From 2022 to 2023, average costs rose by almost 10%, from $3,238 to $3,548. While a similar increase was observed on a national level, the state of Florida overall was impacted to a slightly lesser degree, with costs increasing by only 9.5% during this time period.
By 2024, assisted living costs in Port Charlotte are projected to be $3,821. Tampa, Miami and Orlando all are projected to increase by 8%. Seniors should be mindful of the rising trends and plan ahead for their senior living needs.
Location |
2022 Cost (Historical) |
2023 Cost (Current) |
2024 Cost (Estimated) |
Port Charlotte |
$3,238 |
$3,548 |
$3,821 |
U.S. Average |
$4,070 |
$4,459 |
$4,802 |
Florida |
$3,727 |
$4,067 |
$4,438 |
Miami |
$2,168 |
$2,375 |
$2,558 |
Tampa |
$3,259 |
$3,571 |
$3,846 |
Orlando |
$4,185 |
$4,585 |
$4,938 |
The Cost of Other Types of Care in Port Charlotte, FL
There are many things to consider when making decisions about long-term care for a loved one, and budget is often an important one. Different types of care typically have different costs that reflect the level of care, amenities and programming provided. Independent living ($3,170) is less expensive than assisted living ($3,548), as it doesn’t include personalized daily support services. On the other hand, memory care offers more specialized care and is more expensive at $4,800.
Care Type |
Cost |
Assisted Living |
$3,548 |
Memory Care |
$4,800 |
Independent Living |
$3,170 |
Financial Assistance for Assisted Living in Port Charlotte, FL
Other Ways to Pay for Assisted Living in Port Charlotte, FL
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in Florida.
Rules and Regulations for Assisted Living Facilities in Port Charlotte, FL
Assisted Living Communities in Port Charlotte are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
The 10 Best Assisted Living Facilities in Port Charlotte, FL
Brookdale Port Charlotte
Port Charlotte Brookdale is one mile from a Walmart Supercenter and the shopping and dining of Port Charlotte Town Center mall. A variety of delicious chef-prepared meals are offered in a cozy restaurant-style setting, with coffee and snacks available all day. Caring staff members are on-site 24/7 to help seniors with activities of daily living as well as manage their medications, and each new resident receives a personalized assessment to determine the amount of assistance needed or wanted at Brookdale.
Features
- Wellness center
- Beauty salon and barbershop
Vick Street Manor
One mile from Charlotte Harbor, Vick Street Manor is just around the corner from a shopping plaza that includes a Publix grocery store, and there are several family-style restaurants nearby. Seniors can enjoy a full social calendar, and transportation to medical appointments and housekeeping services are provided. Residents are encouraged to be independent, but assistance is always available, including help with managing medications. We included Vick Street Manor on our list because the residence has an excellent program that enables seniors to age comfortably in place, transitioning them to memory care or skilled nursing as needed.
Features
- Emergency call system
- Pet-friendly
South Port Square
Fun, daily fitness programs await active seniors at South Port Square, including taking a swim in an indoor heated pool or yoga in the fully equipped fitness center. Seniors can participate in outings to local cultural and entertainment spots, and transportation is provided to medical appointments. Dining options include chef-prepared meals in either the dining room or the bistro, and an ice cream parlor is available on-site providing sweet treats.
Features
- Wellness center
- On-site banking and postal services
Parkside Assisted Living and Memory Cottage
Parkside Assisted Living is one block from Fawcett Memorial Hospital and within walking distance of a Winn-Dixie grocery store. Single and companion studio apartments range from 300 to 335 square feet and all include 11-inch ceilings and roll-in showers. Seniors can socialize in the large, bright open common area with sofas and chairs, tables for games and cards and a full kitchen. A screened, covered lanai looks out on a duck pond, and the grounds include a fenced park for pets. Seniors can stay connected to family members through Skype stations, and the family visiting room is stocked with children's toys and games for fun with the grandchildren.
Features
- Open-plan living
- All-inclusive pricing
Lexington Manor at Port Charlotte
Situated in a residential area in northern Port Charlotte, Lexington Manor is two miles from a Walmart Supercenter and a 10-minute drive from the shopping and dining of the Tamiami Trail. Floor plans include studio, one- and two-bedroom apartments and all have kitchenettes. Lexington Manor has a full-service beauty salon and barbershop on-site, and there's a broad variety of activities to keep residents entertained, including in-house religious services, games and movie nights and shopping trips. Seniors can attend the daily happy hour and enjoy chef-prepared meals in the restaurant-style dining room.
Features
- In-house doctor visits
- Pet-friendly
Harborview Acres
Harborview Acres is an intimate assisted living residence with 25 private and semi-private studios and one-bedroom units. Located one mile from the harbor, it’s nestled on wooded grounds with open areas for strolling. At Harborview, seniors have access to a common area for socializing, and they're served family-style meals daily. Housekeeping and laundry and linen service is provided along with assistance arranging transportation. We included Harborview Acres in our top 10 list because of the exceptional, caring attention given to residents.
Features
- Ice cream shop
- Garden and patio
The Springs at South Biscayne
The Springs at South Biscayne is just two miles from Warm Mineral Springs Park, a mineral-rich soaking spot with a year-round water temperature of 85 degrees. Spacious studio, one- and two-bedroom apartments have walk-in closets and kitchenettes, and all-day dining lets seniors choose when to have meals in the restaurant-style dining room. Licensed nurses are on-site 24/7, and a full fitness studio offers classes daily as well as physical therapy.
Features
- Green space and courtyard
- On-site beauty salon and barbershop
Royal Palm Senior Living
Royal Palm Senior Living is close to several family-style restaurants and the Cultural Center of Charlotte County, which hosts plays and musical events and has an on-site tearoom and café. The community offers a wide range of activities designed to keep seniors engaged and stimulated, including fitness classes, cultural programs and off-site trips, and for the musically inclined, there's a piano on-site. Caring staff is available to assist as needed, and the pet-friendly, spacious living spaces include a resident call system for peace of mind.
Features
- Computer room and library
- Centrally located
Village Place Senior Living
A five-minute drive from Port Charlotte Beach Park, Village Place Senior Living encourages seniors to live as independently as possible with help always close by. Residents can appreciate the bright and spacious dining room and lounging areas or relax outdoors inside the screened porch with comfortable seating while enjoying the Florida sunshine. Village Place was included in our top 10 list because of its highly trained staff who provide this small community with a positive, safe environment.
Features
- Family-owned
- All-inclusive pricing
Brookdale Punta Gorda Isles
Right across the harbor from Port Charlotte, Brookdale Punta Gorda Isles is nestled in a residential community a short walk from the beach, and seniors can explore the shops and restaurants of Fisherman's Village just one mile away. There are plenty of entertainments to be found at the residence, such as a billiards room, library, TV room and computer nook. Seniors can choose from daily activities that include yoga, exercise class, arts and crafts and off-site excursions to local points of interest. Housekeeping and laundry services are included, and seniors can receive occupational and physical therapy on-site.
Features
- On-site beauty salon and barbershop
- Landscaped walking paths