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Get Pricing & Availability for Assisted Living in Louisville, KY

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Page Reviewed / Updated – January 10, 2024

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Like many cities in Kentucky, Louisville presents itself as an affordable retirement destination. In Kentucky Social Security benefits are tax-exempt and deductions are available for other types of retirement income. Louisville’s cost of living is over 10% lower than the U.S. average, allowing seniors to save on monthly expenses such as housing costs and groceries.

In terms of senior care, the average cost of assisted living in Louisville is $3,871 per month. While slightly higher than the state median ($3,748), local costs are considerably lower than the national average ($4,459). Health costs are also around 10% less than in the average American city.

This guide offers more detail about assisted living in Louisville, including cost data and local support resources.

The Cost of Assisted Living in Louisville, KY

When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in Louisville and in 21 other cities in Kentucky.

Inflation & the Cost of Assisted Living in Louisville, KY

Between 2022 and 2023, assisted living pricing in Louisville increased by roughly 10%. The U.S. average also saw a 10% spike during this time, while the state median observed a larger increase of 14%. In Lexington, costs rose from $4,375 to $4,793, while current costs in Frankfort and Bowling Green are $2,950 and $3,175, respectively.

Costs are projected to continue on this trend into 2024. It’s estimated that average rates in Louisville will be $4,169, which is lower than the predicted state median of $4,397. This shows how important it is to plan ahead for senior care.

Location

2022 Cost (Historical)

2023 Cost (Current)

2024 Cost (Estimated)

Louisville

$3,533

$3,871

$4,169

U.S. Average

$4,070

$4,459

$4,802

Kentucky

$3,288

$3,748

$4,397

Lexington

$4,375

$4,793

$5,162

Frankfort

$2,693

$2,950

$3,177

Bowling Green

$2,896

$3,173

$3,417

The Cost of Other Types of Care in Louisville, KY

The cost of senior care in Louisville can be influenced by a number of factors, including facility amenities, specialized programming and the level of care provided. For this reason, memory care sees the highest costs at $4,514 as services are tailored for individuals with dementia. On the other end of the spectrum, independent living is designed for self-reliance and the least expensive at $2,773. Assisted living, which provides personalized daily assistance, costs $3,871 per month.

Care Type

Cost

Assisted Living

$3,871

Memory Care

$4,514

Independent Living

$2,773

Financial Assistance for Assisted Living in Louisville, KY

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Other Ways To Pay for Assisted Living in Louisville, KY

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For additional information and planning, read our comprehensive guide to paying for senior care in Kentucky.

Free Resources for Seniors in Louisville, KY

Seniors in Louisville can access a wide range of resources and services to assist them in researching local assisted living communities, identifying ways to pay for care and making contact with community-based services.

Resource

Contact

Service

The Office for Aging & Disabled Citizens (502) 574-5092 The Office for Aging & Disabled Citizens encourages policies that enhance seniors’ quality of life. It provides access to information for older adults and serves as a resource for individuals and groups on aging matters.
ElderServe Senior Center (502) 778-7418 ElderServe Senior Center helps seniors access community resources as well as educational sessions on cholesterol, diabetes, medication management and elder abuse. It also promotes companionship between seniors and volunteers and matches them based on mutual interests.
Long-Term Care Ombudsman

(800) 372-2973

The Kentucky Long-Term Care Ombudsman program advocates for seniors in long-term care facilities to improve care and create positive change. The organization makes use of over 80 trained volunteer ombudsmen who pay regular visits to long-term care communities to monitor the care and conditions provided.
KIPDA

(502) 266-6084

Kentuckiana Regional Planning & Development Agency provides transportation for seniors to assure that they have access to their communities, services and medical appointments. Seniors need to be 60 years and over to access services and must be using transportation for non-emergency reasons. It also offers transportation to senior centers and nutrition sites.

Rules and Regulations for Assisted Living Facilities in Louisville, KY

Assisted Living Communities in Louisville are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.

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The 10 Best Assisted Living Facilities in Louisville, KY

The Forum at Brookside

The Forum at Brookside is a J.D. Power-certified Five Star Senior Living community in a 40-acre gated campus near Middletown. We recommend this retirement village for seniors who prefer a large neighborhood in a peaceful country setting. Its park-like grounds have an abundance of mature trees and paved pathways for strolling, dog-walking and even horseback riding. In addition to two-bedroom independent living villas, there are studio, alcove and one-bedroom personal care floor plans in the community’s apartment buildings. These buildings have access to a large courtyard and the community clubhouse, which has an indoor pool.

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Features
  • In-house skilled nursing and therapy services available
  • Activities include cooking and baking, arts and crafts, live band performances, outings and intergenerational programs

Atria Stony Brook

Atria Stony Brook is one of our top picks for its holistic Engage Life program and active social environment. This independent, assisted living and memory care community near Jeffersontown is conveniently situated across from a neighborhood shopping center. The exterior features multiple courtyards, spacious front porches and a large screened-in back porch. Residents can socialize in the game and billiards room, TV lounge and restaurant-style dining room. Activities include arts and crafts, baking, gardening, pet therapy and themed happy hours. 

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Features
  • Civic and social groups include the Red Hat Society, Buds and Suds men’s club and a volunteer club
  • Regular outings to local attractions, such as the Derby Dinner Playhouse, Churchill Downs and the Falls of the Ohio

The Enclave of East Louisville

We highly recommend The Enclave of Louisville for its beautiful surroundings and caring atmosphere. This personal care and memory care community is located on U.S. Route 60, east of Middletown and near the Interstate 265 interchange, keeping residents close to Middletown’s shopping centers. Its park-like campus has three courtyards with large patio areas and well-maintained landscaping, while the front porches have cushioned rocking chairs and offer relaxing open outdoor views. Other inviting amenities include a bistro, fitness center, salon/spa and well-stocked sunroom library with computer stations. Residents enjoy bingo, arts and crafts, baking, holiday parties and outings.

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Features
  • White Glove Confident Clean program providing industry-leading sanitation for enhanced safety
  • Access to physician, podiatry, nurse practitioner, ophthalmology and psychiatry services

Wesley Manor

Founded in 1963 and managed by Methodist Retirement Homes of Kentucky, Wesley Manor operates with a mission-driven philosophy of care. We recommend this life plan community for its loving environment and seamless transitions in long-term care. Its lush 35-acre campus consists of The Village independent living homes, the Wesley Manor Health Care Center nursing facility and the pet-friendly Hoskinson House assisted living center, which includes the Aldersgate personal care and memory support wing. Hoskinson House amenities include a private courtyard, piano lounge, library, whirlpool spa and ice cream parlor.

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Features
  • Priority placement for personal care or memory support, skilled nursing care and short-term rehabilitation for Hoskinson House residents
  • Activities include Wii bowling, chair exercises, shopping and Protestant and Catholic worship services at the chapel

Atria Springdale

Atria Springdale showcases warm Kentucky charm and enjoyable country living, which is why it made our top 10 list. This independent, assisted living and memory care community is ideally situated in an idyllic residential neighborhood by the Interstate 71 and 265 junction, with local shopping centers conveniently located nearby. It has multiple patio areas with relaxing garden views, and its interior common areas include a cozy fireside lounge, piano lobby, restaurant-style dining room and well-stocked library. Engage Life activities, such as bingo, arts and crafts, themed dinners, happy hours and live entertainment, are enjoyed regularly.

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Features
  • Pet-friendly
  • Regular trips to local attractions, such as the Paddock Shops, Frazier History Museum and Louisville Bats games

Traditions at Beaumont

Traditions at Beaumont gives special attention to the little things that improve its residents’ quality of life, that’s why this retirement community is on our top 10 list. Its pet-friendly campus consists of independent living garden homes and a residential building for assisted living and memory care residents. The assisted living and memory care neighborhoods have their own courtyards and patio areas. Inviting common areas include a fitness center, movie theater, game and billiards area, library and salon. Residents can enjoy in-house activities, such as morning exercises, bingo, painting, Wii bowling and happy hours.

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Features
  • Studio, one- and two-bedroom assisted living apartments
  • Healthy resident-inspired meals based on favorite comfort foods, family recipes, cultural influences and monthly culinary chats

Magnolia Springs East Louisville

We added Magnolia Springs East Louisville in our top 10 list for its attractive country setting and engaging atmosphere. This assisted living and memory care community has expansive park-like grounds for strolling, wildlife watching and accommodating therapy horses. The rear courtyard and upper-floor back patio offer relaxing sitting areas with woodland views. Other inviting amenities include a putting green, theater room, bistro, library and game room. Residents are encouraged to stay physically, mentally and socially active through stimulating activities, such as fitness exercises, gardening, arts and crafts, live music and holiday parties.

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Features
  • Resident council spearheading community outreach efforts
  • Transportation provided for group outings and personal errands

MorningPointe of Louisville

Purposely built with a single-level design, Morning Pointe of Louisville is our top recommendation for seniors who want an accessible homelike environment. Its 9-acre campus features separate personal care and memory care neighborhood buildings. The personal care neighborhood has three courtyards, with sitting areas, walking paths and flower gardens. All of its studio, alcove, one- and two-bedroom floor plans have ADA-compliant bathrooms and 24-hour emergency response systems. Residents stay socially engaged through various in-house recreational activities and meaningful community programs with local schools, churches, civic groups and volunteers.

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Features
  • Licensed clinical staff always available
  • Farm to Table program offering nutritious restaurant-style meals made from local and seasonal ingredients

Brookdale Stonestreet

The serene environment and enriching activities at Brookdale Stonestreet make this facility one of our top choices for assisted living. The pet-friendly community is nestled in a tranquil wooded campus featuring paved walking paths, and its two-level building has front and rear patio areas that provide relaxing nature views. It has a fitness center, activity room, hair salon and multipurpose recreation room, with a community kitchen and theater area. Residents can look forward to scheduled B-Fit exercises, meditation sessions, themed afternoon socials, live performances and group outings.

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Features
  • Multiple studio, alcove and one-bedroom floor plans with kitchenettes
  • Daily menu including Optimum Life Cuisine options with reduced fat, sodium and sugar

Sunrise of Louisville

For seniors who want carefree country living in a modern upscale environment, Sunrise of Louisville is our top choice. This personal care and memory care community features landscaped gardens, front porches, a gazebo, sunroom and an upper-floor patio, providing relaxing views of its wooded surroundings. Residents can socialize with neighbors and enjoy scheduled and spontaneous activities in the bistro, fireside piano lounge, activity room, fitness area and library corner. 

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Features
  • On-site physical, occupational and speech therapy services available, as well as optometry and geriatric mental health services
  • Signature Dining Program offering seasonal menus and pureed diet options